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We’ll help you find and enroll in the health insurance plan that’s right for you.

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Open Enrollment for Plan Year 2022 Ends


For Plan Year 2021

For coverage active until December 31, 2021

If you are enrolled in a plan on the Federal Marketplace ( and you have questions about your 2021 plan, or need to report income or household changes, you should contact or call 1-800-318-2596.

Certain changes may qualify you for a Special Enrollment Period, allowing you to change plans for the rest of 2021 or sign up for new coverage that will last until the end of this year.

Reported changes may also affect the savings and coverage options you qualify for.

For Plan Year 2022

For coverage active from January 2022 until December 31, 2022

If you want coverage beginning January 1, 2022, you must sign up for kynect health coverage during Open Enrollment (November 1, 2021 through January 15, 2022).

If you have existing coverage through the Federal Marketplace ( and your plan is offered in 2022, you may be automatically enrolled for next year.

If you currently do not have coverage, you may apply and enroll by visiting or by calling 1-855-459-6328.

Open Enrollment for Plan Year 2022

Nov. 1, 2021 – Jan. 15, 2022

Note: You must enroll by Dec 15, 2021 for coverage to begin Jan 1, 2022

More Enrollment Periods:

Medicare Medicaid

Welcome to the Kentucky Health Benefit Exchange, your gateway to quality, affordable health coverage.

The Kentucky Health Benefit Exchange is a Division within the Office of Health Data and Analytics with the primary responsibility to administer the provisions of the Affordable Care Act for the Commonwealth of Kentucky. The Kentucky Health Benefit Exchange provides support and resources for Kentuckians to enroll in health coverage and learn what health insurance and other programs they may be eligible for. Within every county in the Commonwealth, KHBE provides access through insurance agents or kynectors who can help complete applications and find affordable, quality health coverage including Qualified Health Plans or Medicaid coverage.

Statute establishing the Division of the Health Benefit Exchange:

Access the Statute

New Administrative Regulation Notice:

Access the Administrative Regulation Notice

Connect with an Agent or kynector in your area

Connect with an Agent or kynector

Find a kynector for in-person help with applying for health coverage.

How does the Exchange work?

KHBE functions to oversee the commonwealth’s implementation of the Affordable Care Act.