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Need health insurance?

​​​​​​​​​​​​​​​​​​If you qualify, you can enroll in Medicaid or KCHIP anytime.
For Qualified Health Plans ​, you can enroll if you have certain life events​
like losing coverage or a change in your household size.

Get in touch with a kynector or Agent Now

The Public Health Emergency (PHE) and the PHE Unwinding have ended. If you would like to read more about the PHE Unwinding please visit the PHE Unwinding page to learn more.   


  TALK to a Licensed Insurance Agent LIVE!*


Absolutely Free Assistance Enrolling in a Qualified Health Plan

*subject to Agent availability

Open Enrollment for Plan Year 2025 will open in:


Open Enrollment for 2024 QHP coverage has ended. The Open Enrollment period for Plan Year 2025 is November 1st, 2024 - January 15th,2025.

Note: If you need health coverage and have certain life changes, you may qualify for a Special Enrollment Period (SEP) which may allow you to enroll outside of Open Enrollment. For additional information related to Special Enrollment Periods please review the following resources.

Special Enrollment Fact Sheet

More Enrollment Periods:

Medicare Medicaid

Welcome to the Kentucky Health Benefit Exchange, your gateway to quality, affordable health coverage.

The Kentucky Health Benefit Exchange is a Division within the Office of Health Data and Analytics with the primary responsibility to administer the provisions of the Affordable Care Act for the Commonwealth of Kentucky. The Kentucky Health Benefit Exchange provides support and resources for Kentuckians to enroll in health coverage and learn what health insurance and other programs they may be eligible for. Within every county in the Commonwealth, KHBE provides access through insurance agents or kynectors who can help complete applications and find affordable, quality health coverage including Qualified Health Plans or Medicaid coverage.

Statute establishing the Division of the Health Benefit Exchange:

Access the Statute

New Administrative Regulation Notice:

Access the Administrative Regulation Notice

Connect with an Agent or kynector in your area

Connect with an Agent or kynector

Find a kynector for in-person help with applying for health coverage.


How does the Exchange work?

KHBE functions to oversee the commonwealth’s implementation of the Affordable Care Act.