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Open Enrollment 2025 Is Now Open!

​​​​​​​​​​​​​​​​​​If you qualify, you can enroll in Medicaid or KCHIP anytime.

Enroll by December 15th to have coverage start on January 1st 2025!

Review, renew, or change your plan to ensure coverage for 2025!


DACA Eligibility Update

The Centers for Medicare and Medicaid Services notified Kentucky that Deferred Action for Childhood Arrivals (DACA) recipients and individuals in certain other noncitizen groups should not attest to having eligible immigration status in applications for Marketplace coverage due to the United States District Court for the District of North Dakota issuing a preliminary injunction in Kansas v. United States of America (Case No. 1:24-cv-00150).  The preliminary injunction blocks the final rule that allowed Marketplace enrollment for these groups in the 19 states that are involved in the lawsuit. These states are: Alabama, Arkansas, Florida, Idaho, Indiana, Iowa, Kansas, Kentucky, Missouri, Montana, Nebraska, New Hampshire, North Dakota, Ohio, South Carolina, South Dakota, Tennessee, Texas, and Virginia. All of those states except Idaho, Kentucky, and Virginia are served by the Federal Marketplace platform on HealthCare.gov


For more information please visit the Healthcare.gov website at

https://www.healthcare.gov/court-decisions/ and https://www.healthcare.gov/immigrants/immigration-status/


To further comply with the Court’s order, kynect will make a technical change so that DACA recipients and other noncitizens covered by the final rule who attest to lawful presence aren’t eligible for health coverage through kynect.  Following that technical change, kynect will cancel any enrollments for 2025 Qualified Health Plan coverage selected by these groups. The insurance company will refund any premiums paid for 2025 coverage. DACA recipients and other noncitizens covered by the final rule who enrolled in 2024 Qualified Health Plan coverage will have their enrollment terminated at the end of the month and will not have Marketplace coverage starting in 2025. A letter will be sent about ineligibility for coverage to any DACA recipient or other noncitizen covered by the rule who enrolled in a plan.

Get in touch with a kynector or Agent Now

The Public Health Emergency (PHE) and the PHE Unwinding have ended. If you would like to read more about the PHE Unwinding please visit the PHE Unwinding page to learn more.   

                                           

  TALK to a Licensed Insurance Agent LIVE!*

833-597-8778

Absolutely Free Assistance Enrolling in a Qualified Health Plan

*subject to Agent availability



Open Enrollment for Plan Year 2025 will end in:

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Open Enrollment for 2025 QHP coverage is now open! The Open Enrollment period for Plan Year 2025 is November 1, 2024 - January 15, 2025.


Applicants must enroll for kynect health coverage by December 15, 2024 to have coverage start on January 1, 2025.


For Applicants who enroll from December 16, 2024 through January 15, 2025 their coverage will start on February 1, 2025.


Note: If you need health coverage and have certain life changes, you may qualify for a Special Enrollment Period (SEP) which may allow you to enroll outside of Open Enrollment. For additional information related to Special Enrollment Periods please review the following resources.


Special Enrollment Fact Sheet


More Enrollment Periods:

Medicare Medicaid


Welcome to the Kentucky Health Benefit Exchange, your gateway to quality, affordable health coverage.

The Kentucky Health Benefit Exchange is a Division within Office of Health Data and Analytics, with the primary responsibility to administer the provisions of the Affordable Care Act for the Commonwealth of Kentucky. The Kentucky Health Benefit Exchange provides support and resources for Kentuckians to enroll in health coverage and learn what health insurance and other programs they may be eligible for. Within every county in the Commonwealth, KHBE provides access through insurance agents or kynectors who can help complete applications and find affordable, quality health coverage including Qualified Health Plans or Medicaid coverage.

Statute establishing the Division of the Health Benefit Exchange:

Access the Statute

New Administrative Regulation Notice:

Access the Administrative Regulation Notice

Connect with an Agent or kynector in your area

Connect with an Agent or kynector
 

Find a kynector for in-person help with applying for health coverage.

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How does the Exchange work?

KHBE functions to oversee the commonwealth’s implementation of the Affordable Care Act.