Skip to main navigation Skip to main content
Ky.gov

Welcome

Open Enrollment 2025 Is Now Open!

​​​​​​​​​​​​​​​​​​If you qualify, you can enroll in Medicaid or KCHIP anytime.

Enroll by December 15th to have coverage start on January 1st 2025!

Review, renew, or change your plan to ensure coverage for 2025!

Get in touch with a kynector or Agent Now ​

The Public Health Emergency (PHE) and the PHE Unwinding have ended. If you would like to read more about the PHE Unwinding please visit the PHE Unwinding page to learn more.   

                                           

  TALK to a Licensed Insurance Agent LIVE!*

833-597-8778

Absolutely Free Assistance Enrolling in a Qualified Health Plan

*subject to Agent availability

​

Open Enrollment for Plan Year 2025 will end in:

00Days
00Hours
00Minutes
00Seconds

Open Enrollment for 2025 QHP coverage is now open! The Open Enrollment period for Plan Year 2025 is November 1, 2024 - January 15, 2025.


Applicants must enroll for kynect health coverage by December 15, 2024 to have coverage start on January 1, 2025.


For Applicants who enroll from December 16, 2024 through January 15, 2025 their coverage will start on February 1, 2025.


Note: If you need health coverage and have certain life changes, you may qualify for a Special Enrollment Period (SEP) which may allow you to enroll outside of Open Enrollment. For additional information related to Special Enrollment Periods please review the following resources.

Special Enrollment Fact Sheet

More Enrollment Periods:

Medicare Medicaid

​

Welcome to the Kentucky Health Benefit Exchange, your gateway to quality, affordable health coverage.

​

The Kentucky Health Benefit Exchange is a Division within the Office of Health Data and Analytics with the primary responsibility to administer the provisions of the Affordable Care Act for the Commonwealth of Kentucky. The Kentucky Health Benefit Exchange provides support and resources for Kentuckians to enroll in health coverage and learn what health insurance and other programs they may be eligible for. Within every county in the Commonwealth, KHBE provides access through insurance agents or kynectors who can help complete applications and find affordable, quality health coverage including Qualified Health Plans or Medicaid coverage.

​

Statute establishing the Division of the Health Benefit Exchange:

Access the Statute

New Administrative Regulation Notice:

Access the Administrative Regulation Notice

Connect with an Agent or kynector in your area

Connect with an Agent or kynector
 

Find a kynector for in-person help with applying for health coverage.

​​

How does the Exchange work?

KHBE functions to oversee the commonwealth’s implementation of the Affordable Care Act. 

​

Let us help you.

Use these quick links to get the information you need.

Don't see what you are looking for?

Contact Us

​

​​

Cartoon representation of a diverse group of people.